Landlord Tax Accountant UK: Property Tax Guide

Tax Guides · 10 min read · Updated 2026-03-20

Essential tax guide for UK landlords. Learn about rental income tax, allowable expenses, mortgage interest relief, and when to use a limited company for property investment.

Written by Krishna, Founder & HMRC-registered tax agent at TaxRoot.

How much tax do landlords pay on rental income?

Rental income is added to your other income and taxed at your marginal income tax rate: 20 percent (basic rate), 40 percent (higher rate), or 45 percent (additional rate). You can deduct allowable expenses from your rental income before calculating tax. Mortgage interest receives a 20 percent tax credit rather…

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